Financial results of banks in 2024



In 2024 the net financial result of the banking sector1 amounted to PLN 42.0 bn, in comparison with PLN 27.6 bn in 2023. The total bank balance sheets increased by 10.8% y/y and amounted to PLN 3 317.3 bn. The value of loans for the non-financial sector increased by 4.1% y/y to PLN 1 194.0 bn and the value of deposits of this sector increased by 7.8% y/y to PLN 1 943.2 bn.
The banking sector's net financial result in 2024, amounting to PLN 42.0 bn, comprised net profits of PLN 47.2 bn generated by 543 banks (55 commercial and 488 cooperative banks) and net losses of PLN 5.2 bn incurred by eight banks (7 commercial banks, including 3 branches of credit institutions and one cooperative bank).
1 Compilation based on the preliminary data from the Polish banking sector for 2024, sent to Statistics Poland by the National Bank of Poland as of 13 February, 2025. Comparative data for 2023 are provided on the basis of information available on the NBP website (as at 04 March 2025). The number of banks according to data of the PFSA. Presented statistics exclude data for banks in an organizing phase, in bankruptcy, in liquidation or within resolution.