Balance item in the use of disposable income account. Gross savings is a part of gross disposable income intended for gross capital formation (i.e. gross fixed capital formation, changes in inventories and acquisitions less disposals of valuables), capital transfers, acquisitions of nonproduced assets.

Gross savings is that part of gross disposable income that has not been allocated to individual household needs. Savings are used to finance capital formation or pay off liabilities.

• Regulation (EU) No 549/2013 of the European Parliament and of the Council of 21 May 2013 on the European system of national and regional accounts in the European Union
  Place of publication: (Dz. Urz. UE L 174 z 26.06.2013, str. 1, z późn. zm.)

• Use of disposable income account