The sum of the current incomes of the household from all sources reduced by advances towards personal income tax deducted by the employer on behalf of the tax-payer, by taxes paid from income from property, by taxes paid by self-employed persons, including freelance professionals and persons using private farm in agriculture and by social security and health insurance premiums.

The available income includes money income and income in kind, including also self consumption (commodities or services used for needs of the household, received from private farm or from the self-employed activity, agricultural and non-agricultural and commodities and services received free of charge. The available income is designated for expenses and for savings increase.