Definition:
Insurance resulting from the contracts concluded between an insurer and an policyholder regardless of the fact that other natural or legal persons who are agents, brokers or other intermediaries, have acted as intermediaries in the conclusion of such contracts.

Source:

• Act of 11 September 2015 on Insurance and Reinsurance Activity
  Place of publication: (tj. Dz. U. z 2020 r., poz. 895, z późn. zm.)